Liverpool buy-to-let and portfolio builder: 2 bed terraced house
Liverpool · Buy-to-let / BRRR
Investment opportunity in Liverpool: 2-bed freehold terraced property with strong cashflow and long-term growth potential. Enquire now.
The property is located in a strong rental area with proven demand from working professionals, couples, and small families. The area benefits from strong rental demand, attractive entry prices, and good long-term growth prospects.
Purchase details
- Purchase price: Approximately £110,000
Potential refurbishment budget
- Cosmetic refurbishment & minor reconfiguration (optional): Approximately £15,000
End value
- Estimated post-works value: Approximately £150,000
Option 1: Buy-to-let (as is)
Details
- Deposit (25%): Approximately £27,500
- Stamp duty: Approximately £5,500
- Legal & professional fees: Approximately £3,500
- Total capital required: Approximately £36,500
Potential rental performance
- Monthly rent: approximately £900/month
- Mortgage payment: approximately £280/month
Details
- Estimated net cashflow (after management, insurance and running costs): Approximately £500/month
- Estimated annual net income: Approximately £6,000
- Cash-on-cash return: Approximately 16% annually
Option 2: BRRR (buy, refurbish, refinance, rent)
Details
- Initial capital required: Approximately £36,500
- Refurbishment: Approximately £15,000
- Total capital deployed: Approximately £51,500
Potential rental performance after refurbishment
The investor retains ownership of the property whilst potentially releasing a substantial proportion of their original capital to reinvest into future projects.
- Monthly rent: approximately £1,200/month
- Mortgage payment after refinance: approximately £400/month
Details
- Estimated net cashflow (after management, insurance and running costs): Approximately £600/month
- Estimated annual net income: Approximately £7,200
- Estimated post-works valuation: Approximately £150,000
- 75% refinance mortgage: Approximately £112,500
- Capital released through refinance: Approximately £30,000
- Remaining capital in deal: Approximately £21,500
- Cash-on-cash return after refinance: Approximately 34% annually
Option 3: Flip & sell
Details
- Total project cost: Approximately £128,500
- Potential sale price: Approximately £150,000
- Potential profit position: Approximately £21,500 before finance, tax and selling costs
- Estimated net profit: Approximately £15,000 to £17,000 after typical finance, selling and transaction costs
- Return on capital deployed: Approximately 29% to 33%
- Return on initial capital required: Approximately 41% to 47% (assuming refurbishment is funded through finance)
- Estimated project timeline: Approximately 4 to 6 months from purchase to resale
In simple terms
This opportunity offers three potential strategies depending on the investor's objectives. It can be acquired as a straightforward buy-to-let producing immediate income, refurbished and refinanced to recycle capital whilst increasing cashflow, or repositioned and sold for a shorter-term profit.
With a modest entry point, strong rental demand, and meaningful value-add potential, the property offers multiple routes to building long-term wealth through property.
Please note that whilst the figures above assume a standard 25% deposit buy-to-let purchase, the property may also be suitable for buyers wishing to purchase with a residential mortgage and a lower deposit, subject to lender criteria and individual circumstances.
If this opportunity is of interest, we encourage you to get in touch with us today to discuss the property in more detail. All opportunities are offered on a first-come, first-served basis and remain available only until reserved.
Entry cash from £36,500.
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